Miami Debt
Collection Attorney
You have a judgment. Now let us collect it — using every legal tool available under Florida law.
Debt Collection in Miami
Winning a judgment is only half the battle. Collecting it requires knowing the law and using the right tools. Our Miami debt collection attorneys recover money on judgments through wage garnishments, bank levies, liens on real property, charging orders on business interests, and more. We work on your behalf to turn your court victory into actual money recovered.
When someone owes you money on a court judgment in Florida, you need an experienced Miami judgment collection attorney to pursue collection aggressively. Florida debtors know that many creditors give up after winning a judgment — our Miami debt collection lawyers don't. We conduct thorough asset searches, identify non-exempt assets, and deploy every collection tool available under Florida law to recover what you're owed.
Wage garnishment is one of the most effective collection methods available. A Miami debt collection attorney can obtain a writ of garnishment that directs the debtor's employer to withhold up to 25% of their disposable earnings each pay period and pay it to you. Florida does protect the wages of a head of household, but this exemption has limitations. We analyze whether the wage exemption applies in your case and advise accordingly.
Bank account levies are another powerful tool. Our Miami judgment collection attorneys identify the debtor's financial institutions through discovery, obtain a writ of garnishment, and levy the debtor's accounts to recover funds. We also place judgment liens on any real property the debtor owns in Florida — these liens must be satisfied before the property can be sold or refinanced, often resulting in payment years later without further effort.
Florida judgments are valid for 20 years and accrue statutory interest, increasing the total amount you can collect over time. If your judgment is approaching expiration, our Miami debt collection lawyers can renew it. Whether your debtor is an individual or a business, call (786) 306-7278 to speak with a Miami judgment collection attorney about your options — consultations are always free.
Our Debt Collection Services
Wage Garnishment
Garnishing the debtor's wages directly from their employer to satisfy your judgment.
Bank Account Levies
Locating and levying the debtor's bank accounts to recover funds held in financial institutions.
Real Property Liens
Placing liens on the debtor's real property in Florida, which must be paid when the property is sold or refinanced.
Writ of Execution
Using court-issued writs to seize non-exempt personal property and other assets.
Charging Orders
Targeting the debtor's interest in business entities like LLCs and partnerships.
Judgment Renewal
Renewing Florida judgments before they expire so collection efforts remain active.
Debt Collection FAQs
I have a court judgment but the debtor won't pay. What are my options?
Florida gives judgment creditors powerful collection tools — wage garnishment, bank levies, property liens, and more. We analyze the debtor's assets and choose the most effective strategy to recover your money.
What assets are exempt from collection in Florida?
Florida has generous exemptions including homestead property, a head of household's wages, and certain retirement accounts. We analyze what the debtor actually owns and target non-exempt assets strategically.
How long is a Florida judgment valid?
Florida judgments are valid for 20 years and can be renewed. Interest accrues at a statutory rate during that time, increasing the total amount collectible.
Ready to discuss your debt collection case?
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